Expat Agency
We Assist You To Live in Spain

Javier Rodríguez

Javier leads Expat Agency and is an expert in Inmigration and Intercultural Exchange. He studied Law & Political Science between the universities of Granada (Spain), Prague (Czech Republic) and Poznań (Poland) and is an official collaborator at DGT (Directorate General of Traffic). He speaks English, French, Italian and Spanish and is accustomed to work for expats from all over the world.


  1. Graham Banton
    January 29, 2018 @ 12:48 pm

    Hi ,
    How do I go about getting a ing bank acccount, I’ve tried looking for forms or a English speaking phone line and have drawn a blank. I liked your article and that’s what made me try to contact them, or does it have to be when I’m in Spain in person, I thought with a on line account I could do it from England.
    Anyway any advice would be welcome.

    Regards Graham


    • Javier Rodríguez
      February 12, 2018 @ 12:38 pm

      Hello Graham,
      Actually we have also encountered several issues when trying to opening an ING bank account due to their policies. Are you a resident?


      October 11, 2018 @ 10:54 am

      Right now we have BANKINTER but having problems with them and want to change to Ing Direct can you please tell us how to proceed?


      • Javier Rodríguez
        October 14, 2018 @ 5:20 pm

        Hello Carolin.

        Good choice, however ING doesn’t provide English support yet I think, so it is rather for expatriates who speak Spanish and/or do not mind to have an online bank with English access.


  2. claire
    April 24, 2018 @ 1:12 pm


    What if you are unemployed? can you still open an account with them?


    • Javier Rodríguez
      April 27, 2018 @ 7:45 pm

      Hello Claire,

      Yes, you should, but paying more “fees” to the bank.


  3. Debra
    August 15, 2018 @ 5:06 pm

    Hi Javier
    I am planning to buy a property in Spain within the next 6 months and need to sort out a small mortgage, I already bank with Santander in the Uk and wondered if this would be one of your top banks to go to when seeking a mortgage? Do you know what I would need to do initially to get started with inquiring about a mortgage.?


    • Javier Rodríguez
      August 16, 2018 @ 1:11 pm

      Hello Debra,
      ING is also the best one for mortgates, I must say (and please notice we do not have any partnership or whatsoever with any bank. Basically, the best banks for mortgages should be evaluated according to:

        The interest rate applied to them
        The return period
        The commissions that the entity requires
        The possible accessory linkages (direct debit of accounts and receipts, types of insurance that entails)

      Besides, you can study the different options and then open a bank account if wanted.


  4. dee mckenna
    August 19, 2018 @ 8:18 pm

    i’m planning to buy a house in spain soon and retire with savings and a healthy pension this all seems a bit of a minefield is there any place i can seek advice


    • Javier Rodríguez
      August 20, 2018 @ 12:51 pm

      Hello Dee,

      We provide free buying assistance around Costa del Sol and it includes:

      – We do a market research to find your dream home from direct owners
      – We visit the best properties with you, advicing, translating…
      – Full legal support
      – Full post-selling assistance (suppliers, schooling, registration, etc.)
      – Notarial deed, record of the property, tax advice
      – 0% | We do not charge you anything

      You may also contact us at [email protected]

      Thank you,


  5. Janice Baker
    September 20, 2018 @ 2:40 pm

    We wish to buy a property in Spain from proceeds of french house sale,we will be a resident’s. We have been told that transfer of money will be very expensive,is there a bank who does not charge transfer fees


    • Javier Rodríguez
      September 20, 2018 @ 4:26 pm

      Hello Janice,

      We recommend to use a transfer agency to avoid more expenses, commissions and bad exchange rates. You may try Currencies Direct and say you were recommended by Javier Rodríguez (Expat Agency).

      At any event, you will need to open a bank account in Spain first.

      I hope it helps.


  6. Khalid
    September 26, 2018 @ 10:44 am

    Im very interest to open a company in spain what is best bank for corporate ?
    Do you provide consultancy and open company services
    Best regards


    • Javier Rodríguez
      September 26, 2018 @ 6:56 pm

      Hello Khalid,
      Yes, we do. May you please send us an e-mail?
      Thank you.


Leave a Reply

Your email address will not be published. Required fields are marked *